ROAF, Justice.
This is an insurance case that requires us to interpret our underinsured motorist statute, Ark.Code Ann. § 23-89-209 (Repl.1992), and the amount of recovery an insured is entitled to when underinsured coverage is implied by operation of law.
Carolyn Ross, appellant, was in a motor vehicle accident on March 24, 1992, involving another vehicle operated by Michael Ceola. Ceola was apparently at fault. Ceola was insured with Liberty Mutual...
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