Per Curiam.
Respondent was admitted to practice by this Court in 1977 and currently practices law in Binghamton.
By petition dated May 27, 1994, the Committee on Professional Standards accused respondent of converting client funds (charge I), commingling personal funds with clients' funds (charge II), issuing checks which were returned for insufficient funds (charge III), borrowing funds from a client without taking appropriate steps to protect the client...
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