MEMORANDUM AND ORDER
LAMAR W. DAVIS, Jr., Chief Judge.
Trial of the above-captioned adversary proceeding was held in Brunswick, Georgia, on February 9, 1995. After considering the evidence adduced at trial and the applicable authorities, I make the following Findings of Fact and Conclusions of Law.
FINDINGS OF FACT
Debtor, Scott A. Ussery, filed a voluntary petition under Chapter 7 of the Bankruptcy Code on June 29, 1994....
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