KENNEDY, Justice.
On July 10, 1990, Jerry Plowman was killed in a two-vehicle automobile accident. Plowman was driving a truck owned by his employer, Roland Pugh Construction Company. The driver of the other vehicle involved in the collision was Christopher Lee Turner. The vehicle driven by Plowman was covered by a liability insurance policy issued by Aetna Casualty & Surety Company. Turner's vehicle was covered by State Farm Mutual Automobile Insurance Company...
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