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IN RE LEE

BAP No. CC-94-1655-JOMe. Bankruptcy No. LA-91-76529-SB. Adv. No. LA-91-06419-SB.

186 B.R. 695 (1995)

In re Seong Koo LEE and Jyung Sig Lee, Debtors. CITIBANK (SOUTH DAKOTA) N.A., Appellant, v. Seong Koo LEE and Jyung Sig Lee, United States Trustee, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided August 17, 1995.

Attorney(s) appearing for the Case

Darvy Mack Cohan, La Jolla, CA, for appellant.

Jyung Sig Lee, Los Angeles, CA, in pro. per.

Before JONES, OLLASON and MEYERS, Bankruptcy Judges.

OPINION

JONES, Bankruptcy Judge:

SUMMARY

Citibank filed a complaint to determine the dischargeability of $19,656.55 in purchases and cash advances charged by a debtor in a three week period preceding her bankruptcy filing. The debtor did not answer or appear, but the bankruptcy court refused to enter a default judgment due to a deficiency in the pleadings.

I. FACTS

Prior to filing bankruptcy, Jyung Sig Lee possessed a wide...

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