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NEAL v. STATE FARM MUT. INS. CO.

No. C4-93-647.

529 N.W.2d 330 (1995)

Michele NEAL, Respondent, v. STATE FARM MUTUAL INSURANCE COMPANY, Petitioner, Appellant.

Supreme Court of Minnesota.

March 10, 1995.

Attorney(s) appearing for the Case

William M. Hart, Joseph W.E. Schmitt, Meagher & Geer, Minneapolis, and Bradley T. Cosgriff, Hopkins, for appellant.

Mark E. Gilbert, Kalina, Wills, Woods, Gisvold & Clark, Minneapolis, for respondent.

Kay Nord Hunt, Lommen, Nelson, Cole & Stageberg, P.A., Minneapolis, for amicus curiae Ins. Federation of MN.

Mary C. Cade, Schwebel, Goetz & Sieben, Minneapolis, for amicus curiae MN Trial Lawyers Ass'n.

Heard, considered and decided by the court en banc.

OPINION

TOMLJANOVICH, Justice.

Plaintiff Michele Neal was injured in an automobile accident on October 15, 1989. She received emergency medical attention and then continued with chiropractic treatment. State Farm Mutual Insurance Company provided personal injury protection (PIP) coverage. After Neal had completed nine months of treatment, State Farm notified her that it had scheduled an independent medical examination (IME) to determine whether ongoing chiropractic...

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