JOHNSON, Justice.
Plaintiffs appeal from a judgment of the Chittenden Superior Court declaring that plaintiff Patrick Lecours directed reduction of his uninsured and underinsured motorist (UM) coverage with defendant Nationwide Mutual Insurance Company (Nationwide) to the statutory minimum. We affirm.
On August 19, 1992, plaintiff Elizabeth A. Peters was severely injured when Lecours's Bronco, which she was driving, was struck head-on by an oncoming vehicle...
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