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IN RE COX

Bankruptcy No. 94-43712-JFQ. Adv. No. 94-4358.

182 B.R. 626 (1995)

In re James C. COX and Christina L. Cox, Debtors. The GM CARD, Plaintiff, v. James C. COX and Christina L. Cox, Defendants.

United States Bankruptcy Court, D. Massachusetts.

June 9, 1995.

Attorney(s) appearing for the Case

Robert S. Cooper, Rochester, NY, for GM card.

James M. Galliher, Bonville & Howard, Fitchburg, MA, for James C. Cox and Christina L. Cox.

OPINION

JAMES F. QUEENAN, Jr., Bankruptcy Judge.

The parties contest the dischargeability of indebtedness resulting from transactions with a credit card, that boon and bane of mankind. The GM Card ("GM") asserts its debt is excepted from discharge as a debt for money or property "obtained . . . by . . . false pretenses, a false representation, or actual fraud. . . ."1 GM says that in obtaining goods and cash through use...

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