MATTER OF MAYER

Nos. 94-1389 & 94-3870.

51 F.3d 670 (1995)

In the Matter of John E. MAYER and Deborah Mayer, Debtors-Appellants, v. SPANEL INTERNATIONAL LTD. and Bank One-Rockford, N.A., Creditors-Appellees.

United States Court of Appeals, Seventh Circuit.

Submitted March 10, 1995.

Decided March 31, 1995.

Rehearing and Suggestion for Rehearing Denied April 24, 1995.


Attorney(s) appearing for the Case

William Moroney (argued), Law Offices of Lawrence Friedman, Chicago, IL, for Spanel Intern., Ltd.

Kenneth A. Michaels, Jr. (argued), Michaels & Associates, Chicago, IL, for John E. Mayer and Deborah J. Mayer.

Gloria E. Block (submitted), Block & Block, Chicago, IL, Stephen Ellis, Ellis & Ellis, Rockford, IL, for Bank One-Rockford, N.A.

Before LAY, EASTERBROOK, and RIPPLE, Circuit Judge.


Rehearing and Suggestion for Rehearing En Banc Denied April 24, 1995.

EASTERBROOK, Circuit Judge.

Two bankruptcy appeals present a common question: whether a liar may obtain a discharge in bankruptcy by showing that the victim did not do enough to nose out the truth. Debts attributable to fraud may not be discharged, 11 U.S.C. § 523(a)(2)(A), and intentional deceit concerning a material proposition is fraud whether or not a more-alert target would have...

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