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IN RE SCHALK

Bankruptcy No. 94-61167. Adv. No. 95-70080.

191 B.R. 522 (1995)

In re Richard M. SCHALK, Debtor. KEY BANK OF NEW YORK, Plaintiff, v. Richard M. SCHALK, Defendant.

United States Bankruptcy Court, N.D. New York.

December 20, 1995.

Attorney(s) appearing for the Case

Grass, Balanoff & Whitelaw, P.C., Syracuse, New York (Mary Lannon Fangio, of counsel), for Richard M. Schalk.

Hiscock & Barclay, L.L.P., Syracuse, New York (J. Eric Charlton, of counsel), for Key Bank of New York.

MEMORANDUM-DECISION, FINDINGS OF FACT, CONCLUSIONS OF LAW AND ORDER

STEPHEN D. GERLING, Chief Judge.

The adversary proceeding now before this Court was commenced by the filing of a complaint by Key Bank of New York ("Key Bank") on May 8, 1995, seeking a determination of the nondischargeability of a debt pursuant to § 523(a)(2), (4) and (6) of the Bankruptcy Code (11 U.S.C. §§ 101-1330) ("Code").1 On June 19, 1995...

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