BOWERS v. ESTATE OF FEATHERS


448 Pa.Super. 263 (1995)

671 A.2d 695

Dennis L. BOWERS, A Minor, by his Mother and Natural Guardian, Sandy BROWN v. The ESTATE OF Paula S. FEATHERS, Deceased, By Shirley Feathers, Administratrix, the Universal Underwriters Insurance Company, An Insurance Corporation, Allstate Insurance Company, An Insurance Corporation, Keystone Insurance Company, An Insurance Corporation. Appeal of The UNIVERSAL UNDERWRITERS INSURANCE COMPANY, An Insurance Corporation. Charles ODY, Administrator of the Estate of Shannon Paul Ody, Deceased, Appellee, v. Shirley L. FEATHERS, Administratrix of the Estate of Paula S. Feathers, Deceased, Appellant, Dennis L. BOWERS, A Minor, by his Mother and Natural Guardian, Sandy Brown v. The ESTATE OF Paula S. FEATHERS, Deceased, By Shirley Feathers, Administratrix, the Universal Underwriters Insurance Company, An Insurance Corporation, Allstate Insurance Company, An Insurance Corporation, Keystone Insurance Company, An Insurance Corporation. Appeal of UNIVERSAL UNDERWRITERS INSURANCE COMPANY, An Insurance Corporation.

Superior Court of Pennsylvania.

Filed December 28, 1995.

Reargument Denied March 6, 1996.


Attorney(s) appearing for the Case

Robert E. Dapper, Jr., Pittsburgh, for Universal Underwriters Insurance Company & Shirley Feathers.

Patrick J. Demay, Bethel Park, for Dennis L. Bowers, appellee.

Jack A. Wintner, Pittsburgh, for Charles Ody.

Before WIEAND, DEL SOLE and CERCONE, JJ.


WIEAND, Judge:

The primary issue in these consolidated appeals is whether Paula Feathers was an insured and is entitled to coverage under a multiple coverage insurance policy issued by Universal Underwriters Insurance Company while driving a vehicle loaned to her by a dealer. Feathers was an insured and is entitled to coverage under the "garage" portion. However, she was not an insured under the "umbrella" portion...

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