OPINION
GOLDSTEIN, Judge.
This is the Court's decision on cross motions for summary judgment filed by Plaintiffs, Arden B. Engergretsen, Eleanor Engergretsen, and United Services Automobile Association (USAA), and Defendants, Arden A. Engergretsen, Deborah Engerbretsen and two minors, Andres L. Engergretsen and Arden A. Engerbretsen, Jr. For the reasons set forth below, USAA's Motion for Summary Judgment is...
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