ORDER
GEORGE B. NIELSEN, Jr., Chief Judge.
The objection of First Interstate Bank of Arizona to the treatment of its secured claim in debtors' Chapter 13 plan is submitted for decision. The issue is whether a premium refund of a vehicle service contract is included in the valuation of the secured creditor's interest in the vehicle. The facts in this case indicate it should.
I
On February 4, 1994, debtors purchased a 1993 Geo Storm automobile...
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