OPINION
Toussaint, Chief Judge.
Appellant Dean Steinhilber sued respondent Prairie Pine Mutual Insurance Company to recover for the loss of some chopped hay damaged by fire. The district court granted respondent's motion for summary judgment. Appellant challenges the district court's order, arguing genuine issues of material fact exist and the district court erred in its application of the law. We reverse and remand.
FACTS
On March 1, 1990...
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