Respondent was allegedly injured on August 10, 1990, when, while operating a motor vehicle owned by Theodore H. Goodwine and insured by petitioner, she was involved in a four-car accident. She thereafter served a demand for arbitration under the uninsured motorist endorsement issued to Goodwine, alleging her involvement in an "uninsured motorist" accident. Apparently, the driver of the fourth vehicle, after seeing the damage caused, fled the scene of the accident without...
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