MEMORANDUM
PAEZ, District Judge.
I
INTRODUCTION
Appellant, Estepan Kabayan ("Kabayan"), has appealed from a summary judgment of the bankruptcy court in favor of appellees, Sanwa Bank California ("Sanwa"). Kabayan brought an adversary action against debtors, Nerces and Elize Yepremian, and creditor, Sanwa, in the bankruptcy court. The complaint sought (1) a determination of the amount of the claim and non-dischargeable status, and...
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