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FAIRLEY v. TURAN-FOLEY IMPORTS, INC.

No. 94-60754.

65 F.3d 475 (1995)

Juanita B. FAIRLEY, Plaintiff-Appellant, v. TURAN-FOLEY IMPORTS, INC., d/b/a Turan-Foley Mitsubishi, Defendant-Appellee.

United States Court of Appeals, Fifth Circuit.

October 3, 1995.

Attorney(s) appearing for the Case

Albert H. Pettigrew, Biloxi, MS, for appellant.

Henry F. Laird, Jr., Aultman, Tyner, McNeese, Ruffin & Laird, Gulfport, MS, for appellee.

Before E. GRADY JOLLY and BENAVIDES, Circuit Judges, and FITZWATER, District Judge.

E. GRADY JOLLY, Circuit Judge:

Congress designed the Truth-in-Lending Act ("TILA"), 15 U.S.C. § 1601 et seq., to protect consumers from inaccurate and unfair credit practices. Juanita Fairley took advantage of the Act and sued Turan-Foley Imports, Inc. ("Turan-Foley"), alleging violations of the TILA and state law against misrepresentation related to Fairley's purchase of a car. Her financing agreement listed 8.5 percent as the annual percentage rate, when the...

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