Gemstones that plaintiff had consigned to defendant insured were stolen while in the insured's possession. The insured submitted a claim of loss to defendant insurer, which promptly paid and obtained a release from the insured. After receiving partial payment from the insured, plaintiff brought this action against both the insured and the insurer for the remaining amount. Although bailors have been allowed to sue their bailee's insurer on the theory that an owner of property...
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