BROWN, J.
This case involves an accident occurring when the snowmobiles of James A. Baumann and Robert W. Smith collided, killing Joshua Smith and injuring Jacob Andrew Smith, Robert and Susan Smith's sons. The appeal concerns whether there was coverage for the accident under Baumann's homeowner's policy issued by State Farm Fire & Casualty Company as it concerns Joshua's death and Jacob's injuries.
There are three issues in this permissive appeal arising...
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