OPINION
ZLAKET, Justice.
State Farm Mutual Automobile Insurance Company issued separate liability policies on three vehicles owned by Janice and Walter Lindsey. One car, a 1987 Nissan Sentra, was titled only in Mrs. Lindsey's name. The policy on that automobile listed her as the "named insured." The second vehicle, a 1985 Ford Ranger, was titled only in Walter Lindsey's name, and he was the named insured on its policy. The title to a 1987 Chevrolet Celebrity...
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