TYACK, Judge.
On May 10, 1993, Jason Jermann was involved in a two-car collision during the course of his employment with Johncol, Inc., d.b.a. Papa John's Pizza ("Papa John's). At the time of the accident, Jermann was returning to Papa John's after delivering a pizza. Also involved in the accident were Patricia A. Conant, the driver of the other vehicle, and her son Ryan, both of whom were injured.
On the date of the accident, Jason Jermann was a named insured...
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