On September 8, 1991, a vehicle owned and operated by Laverne Lewis and insured by petitioner Empire, collided with an uninsured vehicle. Respondents, who were passengers in the Lewis vehicle, allegedly sustained bodily injuries. Respondents served separate demands for uninsured motorist arbitrations on Empire, each claiming $60,000 in uninsured benefits in connection with their respective injuries. Laverne Lewis, the named insured in Empire's policy, was not a claimant for...
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