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IN RE WOODCOCK

No. 94-1101.

45 F.3d 363 (1995)

In re Raymond L. WOODCOCK, Debtor. Raymond L. WOODCOCK, Appellant, v. CHEMICAL BANK, NYSHESC, as servicing agent for Chemical Bank; Columbia University; University Accounting, as servicing agent for Columbia University; U.S. Attorney General, Appellees.

United States Court of Appeals, Tenth Circuit.

January 6, 1995.

Attorney(s) appearing for the Case

Raymond L. Woodcock, pro se.

Dolores B. Kopel, Denver, CO, for appellees.

Before ANDERSON, SETH, and BARRETT, Circuit Judges.

STEPHEN H. ANDERSON, Circuit Judge.

Appellant Raymond L. Woodcock (debtor) graduated from law school in 1982. He financed his legal education with four guaranteed student loans, each for $5,000. The loans were guaranteed by NYSHESC (creditor). In 1992, debtor filed bankruptcy under Chapter 7 of the United States Bankruptcy Code. He brought this adversary proceeding to determine the dischargeability of his student loans. The bankruptcy court ruled the loans are not...

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