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AMERICAN NAT. FIRE INS. CO. v. KENEALY

Nos. 127, 243, Docket 95-7196, 95-7236.

72 F.3d 264 (1995)

AMERICAN NATIONAL FIRE INSURANCE COMPANY, Plaintiff-Appellant-Cross-Appellee, v. Thomas J. KENEALY and Diane Kenealy, Defendants-Appellees-Cross-Appellants.

United States Court of Appeals, Second Circuit.

Decided December 13, 1995.

Attorney(s) appearing for the Case

James W. Carbin, Kroll & Tract, New York City (Christopher B. Turcotte, on the brief), for Plaintiff-Appellant-Cross-Appellee.

Mona D. Shapiro, Banks, Pickett, Gruen & Shapiro, L.L.P. Mount Kisco, NY (Steven E. Waldinger, Kelli M. O'Brien, on the brief), for Defendants-Appellees-Cross-Appellants.

Before CARDAMONE, MINER and CALABRESI, Circuit Judges.

CALABRESI, Circuit Judge:

When agreements between insurers and their insureds are modified, the full significance of the changes is all too often unclear. When the doubts that arise from the modifications themselves are compounded by uncertainties that stem from the ambiguous role played by an insurance broker acting between the parties, the result is apt to be anything but pleasant. Today, we are asked to decide whether such a modified insurance agreement covered...

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