OPINION
KENNETH J. MEYERS, Bankruptcy Judge.
Prior to filing his bankruptcy petition, debtor entered into a loan agreement with Scott Credit Union ("SCU"). Pursuant to the terms of the agreement, SCU had the authority "to place a lien on (to freeze) [debtor's] present and future shares, share certificates and dividends to the extent of that portion of [debtor's] loan which is in default. . . ." See Exhibit A attached to SCU's Memorandum in...
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