MEMORANDUM OPINION AND ORDER
TOM S. LEE, District Judge.
In this declaratory judgment action, the plaintiff, Federated Guaranty Insurance Company (Federated), has moved for summary judgment. Separate cross-motions for summary judgment have been filed by defendants Corey, Susan and Bennie Davis and their insurer, State Farm Mutual Automobile Insurance Company (State Farm), and by defendant Wanda Leslie. The court has considered
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