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  5. 896 S.W.2d 933 (1995)
 

HOPKINS v. AMERICAN ECONOMY INS. CO.

No. WD 47651.

896 S.W.2d 933 (1995)

Rex HOPKINS and Jo Strader, Appellants (Cross-Respondents), v. AMERICAN ECONOMY INSURANCE CO., Respondent (Cross-Appellant).

Missouri Court of Appeals, Western District.

Motion for Rehearing and/or Transfer Denied March 28, 1995.

Application to Transfer Denied May 30, 1995.

Attorney(s) appearing for the Case

James A. Burt, Springfield, for appellant.

Gordon N. Myerson, Kansas City, for respondent.

Before ULRICH, P.J., and LOWENSTEIN and HANNA, JJ.

Motion for Rehearing and/or Transfer to Supreme Court Denied March 28, 1995.

LOWENSTEIN, Judge.

Both sides have appealed the judgment rendered after a jury verdict in this suit, which was brought by an insured against his carrier, American, to stack or combine underinsured motorist benefits without offset for the recovery against the tortfeasor, as well as damages for vexatious refusal to pay.

Underinsured coverage is optional from a person's own motorist...

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