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COLUMBIA MUT. CAS. INS. CO. v. INGRAHAM

No. 94-1162.

896 S.W.2d 903 (1995)

320 Ark. 408

COLUMBIA MUTUAL CASUALTY INSURANCE COMPANY, Appellant, v. Trehlan INGRAHAM, Appellee.

Supreme Court of Arkansas.

May 8, 1995.

Attorney(s) appearing for the Case

Jerry L. Lovelace, Springdale, for appellant.

John W. May, Fayetteville, for appellee.

NEWBERN, Justice.

Trehlan Ingraham, the appellee, applied for casualty insurance to be provided by the appellant, Columbia Mutual Casualty Insurance Company (Columbia), for a residence he owned. He did so at the Rowe Insurance Agency in Farmington where he was assisted by Ms. Spears, an agency employee. The application form Mr. Ingraham signed included a 30-day binder. He gave Ms. Spears a check for the premium covering...

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