OPINION
LAGARDE, Justice.
Two insurance companies, Union Standard Insurance Company (Standard) and Union Standard Lloyds (Lloyds), sued their insured, Pro-Tech Coatings, Inc. (Pro-Tech), for a declaratory judgment that neither insurance company had a duty to defend Pro-Tech in two personal injury suits pending against Pro-Tech. The trial court granted Standard and Lloyds's motion for summary judgment, declared that neither had a duty to defend Pro-Tech and...
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