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HECKER v. PROPERTY INS. PLACEMENT FAC.

No. 76975.

891 S.W.2d 813 (1995)

J.E. HECKER and Jane Hecker, Plaintiffs-Respondents, v. MISSOURI PROPERTY INSURANCE PLACEMENT FACILITY, Defendant-Appellant. Calvin E. COOK and Karen L. Cook, Plaintiffs-Respondents, v. Gene CURTIS, Defendant-Appellant, Missouri Property Insurance Placement Facility, Defendant-Respondent.

Supreme Court of Missouri, En Banc.

January 24, 1995.

Attorney(s) appearing for the Case

Wendell W. Crow, Kennett.

Elizabeth A. Blaich, Poplar Bluff, for Gene Curtis.

Daniel T. Moore, Poplar Bluff, for J.E. and Jane Hecker.

LIMBAUGH, Justice.

These consolidated appeals concern the issuance of property insurance by the Missouri Property Insurance Placement Facility (the Facility). In the Hecker case, the trial court held that a one-year Facility policy automatically renewed and therefore covered J.E. and Jane Heckers' (the Heckers) cabin when destroyed by a fire that occurred after the expiration of the one-year term. In the Cook case, the trial court held that a similar...

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