YATES, Judge.
Glenda Kay Bishop and Yvonne South sued South Carolina Insurance Company (hereinafter "the insurer"), seeking a declaratory judgment to determine whether the insurer is obligated to defend and indemnify Ms. South in a personal injury action brought by Ms. Bishop. Following an ore tenus proceeding, the trial court declared that the insurer is obligated to defend and indemnify South in the personal injury action; the insurer appeals. This case was transferred...
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