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INSTITUTE OF LONDON COMPANIES v. VALLEY EQUIPMENT, INC.

2940281.

660 So.2d 1000 (1995)

INSTITUTE OF LONDON COMPANIES v. VALLEY EQUIPMENT, INC.

Court of Civil Appeals of Alabama.

Rehearing Denied May 26, 1995.

Attorney(s) appearing for the Case

Barry A. Ragsdale of King & Ivey, Birmingham, Mark E. Fuller of Cassady, Fuller & Marsh, Enterprise, for appellant.

H. Darden Williams of Williams and Harmon, Anniston, Donald W. Stewart of Stewart, Cody & Smith, P.C., Anniston, for appellee.

L. CHARLES WRIGHT, Retired Appellate Judge.

In September 1991 Valley Equipment, Inc., procured from the Institute of London Companies (The Companies) physical damage insurance for two trucks. The policy of insurance was issued through Ebco General Agency, The Companies' managing agent for the United States.

Valley Equipment financed the premium by entering into a "Premium Finance Agreement" with GULFinance. The...

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