LOTTINGER, Justice Pro Tem.
FACTUAL AND PROCEDURAL BACKGROUND
Plaintiff, Mary Jane Jeffreys Martin, was injured in an automobile accident. Prior to trial, plaintiff settled with the tortfeasor and its insurer, Champion Insurance Company (Champion), for the $10,000 policy limit, dismissing them from the suit. Plaintiff also accepted a $5,000 unconditional tender from her uninsured motorist (UM) carrier, State Farm Mutual Automobile...
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