ON MOTION FOR CLARIFICATION
PER CURIAM.
State Farm Fire & Casualty Co.'s motion for clarification is granted, the original panel opinion in this case is withdrawn and the following opinion is substituted:
This is an appeal from an order of the trial court dismissing with prejudice Manuel and Modesto Rubio's (Rubios) amended complaint against State Farm Fire & Casualty Co. (State Farm) and its claims representative, Michele Vincent...
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