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  5. 912 S.W.2d 653 (1995)
 

GLASS v. MO. PROPERTY INS. PLACEMENT FAC.

No. 20122.

912 S.W.2d 653 (1995)

Charles GLASS, Donna Glass, and Billy Glass, Plaintiffs-Appellants, v. MISSOURI PROPERTY INSURANCE PLACEMENT FACILITY, Defendant-Respondent.

Missouri Court of Appeals, Southern District, Division One.

Motion for Rehearing or Transfer Denied December 4, 1995.

Application to Transfer Denied January 23, 1996.

Attorney(s) appearing for the Case

Michael Moroni, Law Firm of Donald Rhodes, Bloomfield, for plaintiffs-appellants.

Matthew R. Shetley, Crow, Reynolds, Preyer, Shetley & McVey, Kennett, for defendant-respondent.

Motion for Rehearing or Transfer to Supreme Court Denied December 4, 1995.

MONTGOMERY, Presiding Judge.

This is an appeal by Plaintiffs Charles Glass and Donna Glass, his wife, and Billy Glass, mortgagees under a fire insurance policy, from a judgment holding that there was no insurance coverage in effect on December 11, 1988, when the premises in question were destroyed by fire. The trial court concluded:

The insurance policy in this matter expired...

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