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  5. 897 S.W.2d 635 (1995)
 

RICE BY RICE v. FIRE INS. EXCHANGE

No. 19663.

897 S.W.2d 635 (1995)

Deric Michael RICE, by his Next Friends, G. Bruce Rice and Debra J. RICE, his wife, Plaintiffs-Appellants, v. The FIRE INSURANCE EXCHANGE, Defendant-Respondent.

Missouri Court of Appeals, Southern District, Division Two.

April 28, 1995.

Attorney(s) appearing for the Case

Elizabeth A. Blaich, Summers, Walsh, Pritchett & Blaich, Poplar Bluff, for appellants.

Samuel P. Spain, Spain, Merrell & Miller, Poplar Bluff, for respondent.

PREWITT, Judge.

Plaintiffs appeal from summary judgment in favor of Defendant. At issue is the interpretation of an insurance policy issued to Earl Longhibler. Deric Michael Rice was injured while on a recreational vehicle operated by his father when it collided with a recreational vehicle operated by Longhibler on June 7, 1989 in Wayne County, Missouri. Longhibler had a homeowners insurance policy issued by Defendant.

Plaintiffs filed suit against Longhibler...

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