MARTIN v. FARMERS INS. EXCHANGE

No. 93-241.

894 P.2d 618 (1995)

Whitney MARTIN and James Martin, Appellants (Defendants), v. FARMERS INSURANCE EXCHANGE, a foreign insurance exchange, Appellee (Plaintiff).

Supreme Court of Wyoming.

May 4, 1995.


Attorney(s) appearing for the Case

Dallas J. Laird, Casper, for appellants.

George E. Powers, Jr. and Kay Lynn Bestol of Sundahl, Powers, Kapp & Martin, Cheyenne, for appellee.

Bruce B. Waters and John E. Stanfield of Smith, Stanfield & Scott, Laramie, for amicus curiae Debora Pribble.

Julie Nye Tiedeken, Cheyenne, for amicus curiae State Farm Mut. Auto. Ins. Co.

Before GOLDEN, C.J., and THOMAS, MACY, TAYLOR, and LEHMAN, JJ.


TAYLOR, Justice.

Whitney Martin was seriously injured when a car she and her husband owned was in an accident caused by the negligent driving of Annette Failes. Mr. and Mrs. Martin and Annette Failes carried virtually identical liability insurance through Farmers Insurance Exchange. Paying Whitney Martin the full $100,000.00 on Annette Failes' policy, Farmers Insurance Exchange relied upon a "household exemption" to limit recovery to $25,000.00 under Mr. and Mrs....

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