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  5. 912 S.W.2d 531 (1995)
 

AMERICAN FAMILY MUT. INS. CO. v. MOORE

No. WD 50265.

912 S.W.2d 531 (1995)

AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Respondent, v. Larry K. MOORE, Marsha Moore, and Robert Mallett, Defendants, Richard Dennis, Vicki Dennis, and Renee Dennis, Appellants.

Missouri Court of Appeals, Western District.

Motion for Rehearing and/or Transfer Denied December 5, 1995.

Application to Transfer Denied January 23, 1996.

Attorney(s) appearing for the Case

C. Robert Buckley, Independence, for appellants.

Paul Herbers, Andrew Jones, Kansas City, for respondent.

Before HANNA, P.J., and BERREY and SPINDEN, JJ.

Motion for Rehearing and/or Transfer to Supreme Court Denied December 5, 1995.

HANNA, Presiding Judge.

This is an appeal from an order of the circuit court granting summary judgment in favor of American Family Mutual Insurance Company (American Family) in its declaratory judgment action to determine coverage under a homeowner's policy.

Ms. Marsha Moore had been providing after-school childcare in her home for Renee Dennis and her brother since September...

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