Susan L. RICHARDSON, on Behalf of Herself and All Others Similarly Situated, Petitioner,
v.
CITIBANK (SOUTH DAKOTA), N.A., Respondent.
Supreme Court of Colorado, En Banc.https://leagle.com/images/logo.png
December 18, 1995.
December 18, 1995.
Attorney(s) appearing for the Case
Bader & Villanueva, P.C., Gerald L. Bader, Jr., Jeffrey M. Villanueva, Renee B. Taylor, Denver, Chimicles, Jacobsen & Tikellis, Michael D. Donovan, Pamela P. Bond, Haverford, PA, for Petitioner.
Davis, Graham & Stubbs, L.L.C., William A. Bianco, Richard A. Westfall, Randall Weeks, Denver, Wilmer, Cutler & Pickering, Louis R. Cohen, Ronald J. Greene, Christopher R. Lipsett, Charles A. Mendels, Craig M. Blackwell, Washington, DC, for Respondent.
James K. Kreutz & Associates, P.C., James K. Kreutz, Englewood, for Amici Curiae Consumer Action, Trial Lawyers for Public Justice, P.C., Bankcard Holders of America, Inc. and the States of Hawaii, Iowa, Maryland, Massachusetts, Pennsylvania, Vermont and Wisconsin.
United States Attorney's Office, Linda A. Surbaugh, Denver, Office of Comptroller of Currency, Julie L. Williams, L. Robert Griffin, Horace G. Sneed, Washington, DC, for Amicus Curiae Office of the Comptroller of the Currency.
Randal F. Komisarek, Denver, for Amicus Curiae Rocky Mountain Bankcard System, Inc.
Senn, Lewis, Visciano & Strahle, P.C., Frank W. Visciano, Mark A. Senn, Denver, for Amicus Curiae AFBA Industrial Bank.
Rothgerber, Appel, Powers & Johnson, Andrew P. McCallin, Denver, for Amici Curiae Independent Bankers Association of America and IBAA Bancard, Inc.
Dean S. Neuwirth, Denver, for Amicus Curiae VISA U.S.A., Inc. and MasterCard International, Inc.
Hogan & Hartson, Craig A. Umbaugh, Denver, for Amici Curiae Colorado Bankers Association, American Bankers Association, American Financial Services Association, and Consumer Bankers Association.
Gale A. Norton, Attorney General, Stephen K. ErkenBrack, Chief Deputy Attorney General, Timothy M. Tymkovich, Solicitor General, Denver, for Amicus Curiae State of Colorado.
McKenna & Cuneo, Daniel S. Hoffman, I. Thomas Bieging, Denver, for Amici Curiae the States of Arizona, Delaware, Louisiana, Nevada, Ohio, South Dakota and Utah.
Supreme Court of Colorado, En Banc.
Opinion by Justice MULLARKEY.
We granted certiorari pursuant to C.A.R. 50 to review the district court's decision in Richardson v. Citibank (South Dakota), N.A., No. 92CV1460 (Colo.Dist.Ct. Mar. 21, 1994). The district court granted summary judgment in favor of Citibank (South Dakota), N.A. (Citibank), holding that section 85 of the National Bank Act (NBA), 12 U.S.C. section 85 (1982), preempts section 5-3-203(5)(a) of the Colorado Uniform Consumer Credit Code...
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