OPINION AND ORDER
QUILLEN, Judge:
Plaintiff, Allstate Insurance Company ("Allstate"), has filed this declaratory judgment action pursuant to 10 Del.C. § 6501 seeking a determination of whether the defendant, William Gillaspie ("Gillaspie"), is entitled to uninsured/underinsured motorist ("UM") coverage benefits. Allstate and Gillaspie have filed Cross Motions for Summary Judgment.
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