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GRIFFIN v. UNIVERSAL CAS. CO.

No. 1-94-0654.

654 N.E.2d 694 (1995)

274 Ill.App.3d 1056

211 Ill.Dec. 232

Berenice GRIFFIN, individually and on behalf of all others similarly situated, Plaintiffs-Appellants, v. UNIVERSAL CASUALTY COMPANY, Defendant-Appellee.

Appellate Court of Illinois, First District, Sixth Division.

Nunc pro tunc July 28, 1995.

Attorney(s) appearing for the Case

Timothy Huizenga, Maureen Terjak and James O. Latturner, Legal Assistance Foundation, Chicago, for appellants.

Beermann, Swerdlove, Wolshin, Barezky, Becker, Genin & London, Chicago (Alvin R. Beckler, of counsel), for appellee.

Justice EGAN delivered the opinion of the court:

In April 1992 the named plaintiff, Berenice Griffin, bought an automobile insurance policy from the defendant, Universal Casualty Company, through Lincoln Insurance Agency ("Lincoln"). On October 5, 1992, her car was severely damaged in an accident, and the defendant declared it a total loss. In settlement of her claim, the defendant offered the plaintiff a replacement vehicle or an amount equal to the cost of a replacement...

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