On August 10, 1991, plaintiff was injured in a one-car accident in the Town of Ticonderoga, Essex County. Defendant, the insurer of the vehicle, received notice of the accident on August 12, 1991. Between then and October 21, 1991, defendant sought and obtained (1) an application for no-fault benefits on behalf of plaintiff, and (2) police, hospital and medical reports concerning the accident, the treatment of plaintiff and the results...
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