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IN RE CRUZ

Bankruptcy No. 94-12531-AJC. Adv. No. 94-0958-BKC-AJC-A.

179 B.R. 975 (1995)

In re Oriol CRUZ, Debtor. FIRST CARD SERVICES, INC., Plaintiff, v. Oriol CRUZ, Defendant.

United States Bankruptcy Court, S.D. Florida, Miami Division.

February 24, 1995.

Attorney(s) appearing for the Case

Scott W. Spradley, Rush, Marshall, Reber and Jones, P.A., Orlando, FL, David C. Tassell, Berrocal & Wilkins, P.A., Jupiter, FL, John H. Rahmlow, Becket & Watkins, Malvern, PA, for plaintiff.

Mark Evans Kass, Mark Evans Kass, P.A., Miami, FL, for defendant.

FINDINGS OF FACT AND CONCLUSIONS OF LAW

A. JAY CRISTOL, Chief Judge.

THIS PROCEEDING came on for trial December 19, 1994. The Plaintiff is represented by Scott W. Spradley of Orlando, Florida, and by David C. Tassell of Jupiter, Florida. The Defendant is represented by Mark Evans Kass of Miami, Florida. Having received evidence and the testimony of the Defendant, the Court makes its findings of fact and conclusions of law as follows....

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