MEMORANDUM OPINION
ELIZABETH L. PERRIS, Bankruptcy Judge.
This is a proceeding to determine the dischargeability under 11 U.S.C. § 523(a)(8) of the debtor's obligation to repay plaintiff Plumbers Joint Apprenticeship and Journeyman Training Committee ("Training Committee") the costs of the debtor's participation in an apprenticeship program.
BACKGROUND FACTS
United Association Local 290 ("Local 290") is a local labor union for employees...
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