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JONES v. WESBANCO BANK PARKERSBURG

No. 22517.

460 S.E.2d 627 (1995)

194 W.Va. 381

Joseph C. JONES and Debra S. Jones, Plaintiffs Below, Appellees, v. WESBANCO BANK PARKERSBURG, Intervening Plaintiff Below, Appellant, v. MOTORISTS MUTUAL INSURANCE COMPANY, Defendant Below, Appellee.

Supreme Court of Appeals of West Virginia.

Decided Filed July 14, 1995.

Attorney(s) appearing for the Case

Ronald W. Musser, Phillips, Gardill, Kaiser & Altmeyer, Wheeling, for appellant, Wesbanco Bank Parkersburg.

Diana Everett, Ruley & Everett, Parkersburg, for appellee, Motorists Mut.

McHUGH, Chief Justice:

In this appeal from the Circuit Court of Wood County, West Virginia, appellant Wesbanco Bank Parkersburg (hereinafter "Wesbanco") seeks a determination from this Court that, as the named mortgagee on a certain homeowners insurance policy, it suffered a loss as of the date of the fire that destroyed the collateral real estate even though the mortgagors continued to make monthly payments on the mortgage debt for approximately two years and seven...

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