McDEVITT, Chief Justice.
BACKGROUND
Appellant Jeffrey Stringer (Stringer) is a resident of Jordan Valley, Oregon. On February 6, 1992, Stringer was a passenger in a vehicle operated by Richard L. Bannon (Bannon), a resident of Jordan Valley. The vehicle was owned by Charles Summers (Summers), a resident of Marsing, Idaho. Summers was insured by Farmers Insurance Company (Farmers).
Stringer sustained injuries when Bannon was involved in an automobile...
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