Plaintiff Robert E. Gibeault (hereinafter Gibeault) was involved in two automobile accidents in 1983; the first accident occurred on March 16, 1983 and the second accident occurred on September 21, 1983. In December 1984, Gibeault applied to defendant Home Insurance Company for first-party (no-fault) benefits for injuries related to the March 1983 accident. Following denial of his application, Gibeault requested arbitration of his claim and...
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