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IN RE SIMS

Bankruptcy No. 95-41390.

185 B.R. 853 (1995)

In re Linda SIMS, Debtor.

United States Bankruptcy Court, N.D. Alabama, Eastern Division.

August 30, 1995.

Attorney(s) appearing for the Case

S. Keith Eady, Talladega, AL, for defendant/debtor.

Leon F. Kelly, Jr., Birmingham, AL, for Rural Housing and Community Development Service.

Harry P. Long, for the Standing Trustee Mavis Willingham.

Memorandum Opinion

JAMES S. SLEDGE, Bankruptcy Judge.

This case presents the issue of the extent to which a Chapter 13 debtor may cure a pre-petition default on indebtedness secured by her principal residence — in particular, whether she may set aside a pre-petition foreclosure sale, reinstate the mortgage, decelerate the indebtedness (accelerated under the terms of the indebtedness), and resume payments under the pre-default terms of the contract...

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