At all times relevant to this action, plaintiffs operated a restaurant on the shore of Lake Champlain in Clinton County. The business procured its insurance from defendant, an insurance broker. At issue here is a Capital Mutual Insurance Company liability insurance policy that defendant obtained for plaintiffs, effective November 4, 1983 through November 4, 1986. On June 28, 1986, a restaurant patron injured her ankle when she stepped into...
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