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IN RE BELTRAN

BAP No. NC-94-1373-ROJ. Bankruptcy No. 93-33634 WTC. Adv. No. 93-3523 DM.

182 B.R. 820 (1995)

In re Joseph Orlando BELTRAN, Marta Julia Beltran, Debtors. WELLS FARGO BANK, a National Association, Appellant, v. Joseph Orlando BELTRAN, Marta Julia Beltran, Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided May 16, 1995.

Attorney(s) appearing for the Case

Einat Meisel, Concord, CA, for appellant.

Richard M. Travis, Pleasant Hill, CA, for appellees.

Before RUSSELL, OLLASON and JONES, Bankruptcy Judges.

OPINION

RUSSELL, Bankruptcy Judge:

A creditor bank filed a complaint against the debtors pursuant to § 523(a)(2)(A)1, seeking to have the debtors' credit card debt to the bank determined to be nondischargeable. The debtors did not respond to the creditor's complaint, and the clerk of the bankruptcy court entered the debtors' default.

The creditor filed a motion for entry of a default judgment. Following a...

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